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2026 XT5 Luxury

VIN: 1GYKNAR41TZ109289

143 days on lot

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2026 XT5 Luxury

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar XT5 Luxurys sell in a median of 28 days (567 recent sales).
  • 584 of 584 listed nationwide are buyable right now.

Negotiation Signal

  • On the lot 143 days — longer than 95% of XT5 listings in TX.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$46,798

  • Comparable XT5s (6) average $637 below MSRP — about $46,798 for this trim.
  • Listed $637 above that, so there's room to negotiate toward $46,798.
  • It's sat 143 days (longer than 95% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 XT5 is listed at $47,435, right at its MSRP of $47,435. Compared to similar vehicles nationally, this one is priced $637 higher than the market average. It has been on the dealer’s lot for 143 days. Located at TOM CLARK CADILLAC in Denton, TX.

Price Breakdown

Base MSRP$44,800
Total MSRP$47,435
Advertised price$47,435
Markup$0

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorSilverInteriorJET BLACKDrivetrainFWDShippingAt DealerHold StatusPre-SoldNoDays on Lot143 daysETAFirst SeenApr 1, 2026

Delivery Pipeline

AllocatedJun 10, 2026
In Transit
Port to Dealer
🏁
At Dealer
🏁Vehicle has arrived at the dealership.

Factory Options

  • CARGO SHADE, REAR$195
  • HORIZONTAL CARGO NET$95
  • FLOOR LINER PACKAGE$425

Dealer Add-Ons

+$125 total
  • WHEEL LOCKS (DEALER INSTALLED)$125

Specifications

Loading history...

Est. Monthly Payment

$835/mo

Down: $4,744Financed: $42,691

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Est. Out-the-Door Price

$50,400 price + tax

$50,663 out the door, once typical title, registration and doc fees are added — but those vary by dealer.

Car tax follows where you register the car, not where the dealer is.

Texas tax: $2,965 (6.25%)

Save $1,614 on one of 21 comparable 2026 XT5 Luxury about 227 miles away. The lowest is $45,821 in Conroe, TX — real leverage when you ask TOM CLARK CADILLAC to match it. See that listing →

$47,435$0

143 days on lot