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2026 F-150 XLT

VIN: 1FTFX3L87TKE84332

2 days on lot

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2026 F-150 XLT

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar F-150 XLTs sell in a median of 25 days (20230 recent sales).
  • 18,785 of 18,785 listed nationwide are buyable right now.

Negotiation Signal

  • On the lot 2 days — longer than 8% of F-150 listings in MA.
  • Price is down $1,000 from its original list of $54,160.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

Deal Analysis

This 2026 F-150 is listed at $53,160, which is $5,000 below its MSRP of $58,160 — a notable discount. This pricing is in line with the national average for comparable F-150 vehicles. This is a fresh listing, on the lot for only 2 days. Located at McGovern Ford in Saugus, MA.

Price Breakdown

Base MSRP$49,495
Total MSRP$58,160
Advertised price$53,160
Markup-$5,000
4 manufacturer offers available

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorOxford WhiteInteriorMedium Dark SlateDrivetrainShippingHold StatusPre-SoldNoDays on Lot2 daysETAFirst SeenAug 19, 2026

Delivery Pipeline

📋
AllocatedAug 19, 2026
🚢
In Transit
🚛
Port to Dealer
🏁
At Dealer
📋Vehicle allocated to dealer. Being built at the factory and shipped to a US port.

Specifications

Available Incentives

From manufacturer feed
These incentives are attributed to specific payment types — they are not universal cash discounts. Check the qualification line on each card.
$3,000Retail Customer Cash
Retail Customer Cash
Cash buyers
Expires 2026-09-30T00:00:00.000+00:00
No financing requirement.
$1,000SSE Down Payment Assistance Retail Bonus Cash
SSE Down Payment Assistance Retail Bonus Cash
Cash buyers
Expires 2026-08-31T00:00:00.000+00:00
No financing requirement.
$500Retail Bonus Cash
Retail Bonus Cash
Cash buyers
Expires 2026-09-30T00:00:00.000+00:00
No financing requirement.
$500Final Days Mega Bonus Cash
Final Days Mega Bonus Cash
Cash buyers
Expires 2026-08-31T00:00:00.000+00:00
No financing requirement.
If you qualify, total available:Cash buyers: $5,000

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Est. Monthly Payment

$936/mo

Down: $5,316Financed: $47,844

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Est. Out-the-Door Price

$56,483 price + tax

$57,117 out the door, once typical title, registration and doc fees are added — but those vary by dealer.

Car tax follows where you register the car, not where the dealer is.

Massachusetts tax: $3,323 (6.25%)

Save $1,940 on one of 25 comparable 2026 F-150 XLT about 626 miles away. The lowest is $51,220 in Oak Harbor, OH — real leverage when you ask McGovern Ford to match it. See that listing →

Prefer closer? One about 35 mi away saves $1,095 (Nashua, NH). View →

$53,160-$5,000

2 days on lot