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2026 Ranger XLT

VIN: 1FTER4HP4TLE43520

12 days on lot

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2026 Ranger XLT

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Ranger XLTs sell in a median of 29 days (4543 recent sales).
  • 5,612 of 5,612 listed nationwide are buyable right now.

Negotiation Signal

  • On the lot 12 days — longer than 27% of Ranger listings in IA.
  • Price is down $500 from its original list of $47,105.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

Deal Analysis

This 2026 Ranger is listed at $46,605, which is $2,000 below its MSRP of $48,605 — a notable discount. Compared to similar Ranger vehicles nationally (averaging $1,583 below MSRP), this one is priced $417 lower than the market average. Located at Stivers Ford in Waukee, IA.

Price Breakdown

Base MSRP$39,575
Total MSRP$48,605
Advertised price$46,605
Markup-$2,000
3 manufacturer offers available

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorAvalancheInteriorEbonyDrivetrainShippingAt DealerHold StatusPre-SoldNoDays on Lot12 daysETAFirst SeenAug 6, 2026

Delivery Pipeline

AllocatedAug 6, 2026
In Transit
Port to Dealer
🏁
At DealerAug 13, 2026
🏁Vehicle has arrived at the dealership.

Specifications

Dealer

Stivers Ford

Waukee, IA

Available Incentives

From manufacturer feed
These incentives are attributed to specific payment types — they are not universal cash discounts. Check the qualification line on each card.
$1,000Retail Customer Cash
Retail Customer Cash
Cash buyers
Expires 2026-09-30T00:00:00.000+00:00
No financing requirement.
$500ICI RCL Renewal Bonus Cash
ICI RCL Renewal Bonus Cash
Cash buyers
Expires 2026-09-30T00:00:00.000+00:00
No financing requirement.
$500Final Days Mega Bonus Cash
Final Days Mega Bonus Cash
Cash buyers
Expires 2026-08-31T00:00:00.000+00:00
No financing requirement.
If you qualify, total available:Cash buyers: $2,000

Loading history...

Est. Monthly Payment

$821/mo

Down: $4,661Financed: $41,944

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Est. Out-the-Door Price

$48,935 price + tax

$49,377 out the door, once typical title, registration and doc fees are added — but those vary by dealer.

Car tax follows where you register the car, not where the dealer is.

Iowa tax: $2,330 (5.00%)

Save $1,300 on one of 26 comparable 2026 Ranger XLT about 127 miles away. The lowest is $45,305 in Savannah, MO — real leverage when you ask Stivers Ford to match it. See that listing →

$46,605-$2,000

12 days on lot