2026 Camry XSE AWD
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Available now
- On the lot and buyable now.
- Similar Camry Camry XSE AWDs sell in a median of 31 days (5434 recent sales).
- 1,684 of 2,204 listed nationwide are buyable right now.
Negotiation Signal
- On the lot 14 days — longer than 59% of Camry listings in IN.
- Price is down $2,520 from its original list of $41,292.
Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.
What to aim for
~$38,352
- Comparable Camrys (6) average $2,941 below MSRP — about $38,352 for this trim.
- Listed $421 above that, so there's room to negotiate toward $38,352.
- It's sat 14 days (longer than 59% locally) — that strengthens your hand.
A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.
Deal Analysis
This 2026 Camry is listed at $38,772, which is $2,520 below its MSRP of $41,292 — a notable discount. Compared to similar vehicles nationally, this one is priced $420 higher than the market average. Located at Bill Estes Toyota in Indianapolis, IN.
Price Breakdown
Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.
Details
Delivery Pipeline
Port-Installed Accessories
$967- MF — Mudguards$160
- UN — Accent Lamp Package$399
- 2T — All-Weather Floor Liner Package$319
- 3J — Blackout Emblem Overlays SE/XSE$89
Factory Options
- FE — 50 State Emissions
- PC — Premium Paint
- PR — Panoramic glass roof with front power tilt/slide moonroof
Specifications
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Est. Monthly Payment
$683/mo
Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.
Save $1,186 on one of 6 comparable 2026 Camry Camry XSE AWD about 740 miles away. The lowest is $37,586 in Westminster, VT — real leverage when you ask Bill Estes Toyota to match it. See that listing →
Comparable Vehicles
Avg markup: -$2,941
14 days on lot