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2026 Camry XSE AWD

VIN: 4T1DBADK4TU565650

3 days on lot

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2026 Camry XSE AWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry XSE AWDs sell in a median of 32 days (5442 recent sales).
  • 1,591 of 2,197 listed nationwide are buyable right now.

Negotiation Signal

  • On the lot 3 days — longer than 13% of Camry listings in PA.
  • Price is down $2,326 from its original list of $44,623.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

Deal Analysis

This 2026 Camry is listed at $42,297, which is $2,326 below its MSRP of $44,623 — a notable discount. Compared to similar vehicles nationally, this one is priced $230 higher than the market average. This is a fresh listing, on the lot for only 3 days. Located at Fitzgerald Toyota Chambersburg in Chambersburg, PA.

Price Breakdown

Base MSRP$37,525
Total MSRP$44,623
Advertised price$42,297
Markup-$2,326

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorWind Chill PearlInteriorBlack leather trimDrivetrainAWDShippingAt DealerHold StatusAvailablePre-SoldNoDays on Lot3 daysETAAug 7, 2026 – Aug 8, 2026First SeenAug 8, 2026

Delivery Pipeline

AllocatedAug 8, 2026
In Transit
Port to Dealer
🏁
At Dealer
🏁Vehicle has arrived at the dealership.

Port-Installed Accessories

$568
  • MFMudguards$160
  • 2TAll-Weather Floor Liner Package$319
  • 3JBlackout Emblem Overlays SE/XSE$89

Factory Options

  • FE50 State Emissions
  • PCPremium Paint
  • QPPremium Plus Package

Specifications

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Est. Monthly Payment

$745/mo

Down: $4,230Financed: $38,067

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Est. Out-the-Door Price

$44,979 price + tax

$45,581 out the door, once typical title, registration and doc fees are added — but those vary by dealer.

Car tax follows where you register the car, not where the dealer is.

Pennsylvania tax: $2,682 (6.34%)

Save $1,763 on one of 25 comparable 2026 Camry Camry XSE AWD about 391 miles away. The lowest is $40,534 in Haverhill, MA — real leverage when you ask Fitzgerald Toyota Chambersburg to match it. See that listing →

$42,297-$2,326

3 days on lot