2026 Camry XSE FWD
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Available now
- On the lot and buyable now.
- Similar Camry Camry XSE FWDs sell in a median of 26 days (20972 recent sales).
- 6,077 of 6,963 listed nationwide are buyable right now.
Negotiation Signal
- On the lot 47 days — longer than 97% of Camry listings in TX.
Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.
What to aim for
~$41,716
- Comparable Camrys (6) average $3,976 below MSRP — about $41,716 for this trim.
- Listed $992 above that, so there's room to negotiate toward $41,716.
- It's sat 47 days (longer than 97% locally) — that strengthens your hand.
A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.
Deal Analysis
This 2026 Camry is listed at $42,708, which is $2,984 below its MSRP of $45,692 — a notable discount. Compared to similar vehicles nationally, this one is priced $992 higher than the market average. It has been on the dealer’s lot for 47 days. Located at Pat Lobb Toyota of McKinney in McKinney, TX.
Price Breakdown
Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.
Details
Delivery Pipeline
Line-Installed Options
$2,509+- 93 — 19" Dark Grey Metallic Wheel$1,500
- G5 — Illuminated Trunk Sill$450
- UN — Front Accent Lights$399
- BP — Blackout Package
- CK — Connectivity Kit
- CM — Carpet Mat Set with Storage
- CN — Cargo Net
- IS — Illuminated Door Sills
- MF — Mud Guards$160
- PB — Rear Bumper Applique
- RO — Rear Cargo Organizer
- G1 — Vehicle Fueling
- I1 — PDS - Pre-Delivery Services
Some prices not available
Factory Options
- FE — 50 State Emissions
- PC — Premium Paint
- PM — Premium Package
Specifications
Loading history...
Est. Monthly Payment
$752/mo
Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.
Est. Out-the-Door Price
$45,377 price + tax
≈ $45,640 out the door, once typical title, registration and doc fees are added — but those vary by dealer.
Car tax follows where you register the car, not where the dealer is.
Save $3,640 on one of 62 comparable 2026 Camry Camry XSE FWD about 913 miles away. The lowest is $39,068 in Tampa, FL — real leverage when you ask Pat Lobb Toyota of McKinney to match it. See that listing →
Prefer closer? One about 15 mi away saves $1,362 (Richardson, TX). View →
Comparable Vehicles
Avg markup: -$3,976
47 days on lot