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2026 Camry XSE FWD

VIN: 4T1DAACK8TU34G859

34 days on lot

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2026 Camry XSE FWD

This one isn't at the dealer yet.

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available — arriving soon

  • Not on the lot yetETA Aug 31, 2026 – Sep 13, 2026. Call to claim it before it lands.
  • Similar Camry Camry XSE FWDs sell in a median of 26 days (20772 recent sales).
  • 5,159 of 5,948 listed nationwide are buyable right now.

Negotiation Signal

  • On the lot 34 days — longer than 69% of Camry listings in PA.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$35,840

  • Comparable Camrys (6) average $2,743 below MSRP — about $35,840 for this trim.
  • Listed $978 above that, so there's room to negotiate toward $35,840.
  • It's sat 34 days (longer than 69% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $36,818, which is $1,765 below its MSRP of $38,583 — a notable discount. Compared to similar vehicles nationally, this one is priced $978 higher than the market average. It has been on the dealer’s lot for 34 days. Located at Sloane Toyota of Philadelphia in Philadelphia, PA.

Price Breakdown

Base MSRP$36,000
Total MSRP$38,583
Advertised price$36,818
Markup-$1,765

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorMidnight Black MetallicInteriorBlack leather trimDrivetrainFWDShippingFactory to PortHold StatusPre-SoldNoDays on Lot34 daysETAAug 31, 2026 – Sep 13, 2026First SeenJul 16, 2026

Delivery Pipeline

AllocatedJul 16, 2026
🚢
In Transit
🚛
Port to Dealer
🏁
At Dealer
🚢Vehicle is in transit from the factory to a US port via ocean freight.
Estimated arrival: Aug 31, 2026Sep 13, 2026

Your vehicle is likely headed to Baltimore, MD

View ships that carry vehicles →

Port-Installed Accessories

$1,288
  • D5Door Edge Guards$165
  • G4Illuminated Door Sills$395
  • MFMudguards$160
  • WLAlloy Wheel Locks: Chrome$90
  • 2TAll-Weather Floor Liner Package$319
  • 3JBlackout Emblem Overlays SE/XSE$89
  • 59Quick Charging Cable Package$70

Factory Options

  • FE50 State Emissions

Specifications

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Est. Monthly Payment

$648/mo

Down: $3,682Financed: $33,136

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Est. Out-the-Door Price

$39,152 price + tax

$39,754 out the door, once typical title, registration and doc fees are added — but those vary by dealer.

Car tax follows where you register the car, not where the dealer is.

Pennsylvania tax: $2,334 (6.34%)

Save $1,471 on one of 9 comparable 2026 Camry Camry XSE FWD about 667 miles away. The lowest is $35,347 in Owensboro, KY — real leverage when you ask Sloane Toyota of Philadelphia to match it. See that listing →

Prefer closer? One about 113 mi away saves $792 (Laurel, MD). View →

$36,818-$1,765

34 days on lot