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2026 Camry XSE FWD

VIN: 4T1DAACK5TU336270

22 days on lot

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2026 Camry XSE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry XSE FWDs sell in a median of 24 days (21546 recent sales).
  • 6,231 of 6,987 listed nationwide are buyable right now.

Negotiation Signal

  • On the lot 22 days — longer than 64% of Camry listings in CA.
  • Price is down $2,497 from its original list of $39,383.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$36,149

  • Comparable Camrys (6) average $3,149 below MSRP — about $36,149 for this trim.
  • Listed $737 above that, so there's room to negotiate toward $36,149.
  • It's sat 22 days (longer than 64% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $36,886, which is $2,412 below its MSRP of $39,298 — a notable discount. Compared to similar vehicles nationally, this one is priced $737 higher than the market average. Located at Maita's Toyota of Sacramento in Sacramento, CA.

Price Breakdown

Base MSRP$35,700
Total MSRP$39,298
Advertised price$36,886
Markup-$2,412

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorOcean Gem with Midnight Black Metallic roofInteriorBlack leather trimDrivetrainFWDShippingAt DealerHold StatusPre-SoldNoDays on Lot22 daysETAJul 15, 2026 – Jul 15, 2026First SeenJun 30, 2026

Delivery Pipeline

AllocatedJun 30, 2026
In Transit
Port to Dealer
🏁
At DealerJul 16, 2026
🏁Vehicle has arrived at the dealership.

Port-Installed Accessories

$473
  • GNCargo Net: Envelope$65
  • 2TAll-Weather Floor Liner Package$319
  • 3JBlackout Emblem Overlays SE/XSE$89

Factory Options

  • FE50 State Emissions
  • PRPanoramic glass roof with front power tilt/slide moonroof
  • TXTwo-tone Midnight Black Metallic Roof

Specifications

Loading history...

Est. Monthly Payment

$650/mo

Down: $3,689Financed: $33,197

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Save $1,596 on one of 21 comparable 2026 Camry Camry XSE FWD about 462 miles away. The lowest is $35,290 in Poway, CA — real leverage when you ask Maita's Toyota of Sacramento to match it. See that listing →

$36,886-$2,412

22 days on lot