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2026 Camry XSE FWD

VIN: 4T1DAACK5TU31F861

14 days on lot

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2026 Camry XSE FWD

Spoken for right now — but holds fall through.

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Already spoken for

  • Flagged DealerHold — still listed, but the dealer has already promised it to a buyer.
  • 6,231 other Camry Camry XSE FWDs are actually buyable nationwide right now.
  • Set a VIN watch below and we'll email you if it frees up.

What to aim for

~$40,740

  • Comparable Camrys (6) average $2,863 below MSRP — about $40,740 for this trim.
  • Listed $400 above that, so there's room to negotiate toward $40,740.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $41,140, which is $2,463 below its MSRP of $43,603 — a notable discount. Compared to similar vehicles nationally, this one is priced $400 higher than the market average. Located at Rusty Wallace Toyota in Morristown, TN.

Price Breakdown

Base MSRP$36,000
Total MSRP$43,603
Advertised price$41,140
Markup-$2,463

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorWind Chill Pearl with Midnight Black Metallic roofInteriorBlack leather trimDrivetrainFWDShippingFactory to PortHold StatusDealerHoldPre-SoldNoDays on Lot14 daysETAAug 8, 2026 – Aug 17, 2026First SeenJul 7, 2026

Delivery Pipeline

AllocatedJul 7, 2026
🚢
In Transit
🚛
Port to Dealer
🏁
At Dealer
🚢Vehicle is in transit from the factory to a US port via ocean freight.
Estimated arrival: Aug 8, 2026Aug 17, 2026

Your vehicle is likely headed to Jacksonville, FL

View ships that carry vehicles →

Port-Installed Accessories

$573
  • D5Door Edge Guards$165
  • 2TAll-Weather Floor Liner Package$319
  • 3JBlackout Emblem Overlays SE/XSE$89
  • DKOwner's Portfolio$0

Factory Options

  • FE50 State Emissions
  • PCPremium Paint
  • QPPremium Plus Package
  • TXTwo-tone Midnight Black Metallic Roof

Specifications

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Est. Monthly Payment

$724/mo

Down: $4,114Financed: $37,026

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Save $1,831 on one of 71 comparable 2026 Camry Camry XSE FWD about 400 miles away. The lowest is $39,309 in Dundee, MI — real leverage when you ask Rusty Wallace Toyota to match it. See that listing →

Prefer closer? One about 58 mi away saves $1,154 (Johnson City, TN). View →

$41,140-$2,463

14 days on lot