2026 Camry XSE FWD
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Available now
- On the lot and buyable now.
- Similar Camry Camry XSE FWDs sell in a median of 24 days (23910 recent sales).
- 5,055 of 5,748 listed nationwide are buyable right now.
Negotiation Signal
- On the lot 25 days — longer than 83% of Camry listings in CA.
- Price is down $2,200 from its original list of $40,580.
Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.
What to aim for
~$37,914
- Comparable Camrys (6) average $3,044 below MSRP — about $37,914 for this trim.
- Listed $466 above that, so there's room to negotiate toward $37,914.
- It's sat 25 days (longer than 83% locally) — that strengthens your hand.
A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.
Deal Analysis
This 2026 Camry is listed at $38,380, which is $2,578 below its MSRP of $40,958 — a notable discount. Compared to similar vehicles nationally, this one is priced $466 higher than the market average. Located at Novato Toyota in Novato, CA.
Price Breakdown
Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.
Details
Delivery Pipeline
Port-Installed Accessories
$2,158- MF — Mudguards$160
- 2T — All-Weather Floor Liner Package$319
- 3J — Blackout Emblem Overlays SE/XSE$89
- 9L — 19'' Gloss Black Wheels (4 Wheels)$1,500
- DK — Owner's Portfolio$0
- WL — Alloy Wheel Locks: Chrome$90
Factory Options
- FE — 50 State Emissions
- PC — Premium Paint
- PR — Panoramic glass roof with front power tilt/slide moonroof
Specifications
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Est. Monthly Payment
$676/mo
Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.
Save $1,731 on one of 18 comparable 2026 Camry Camry XSE FWD about 1,498 miles away. The lowest is $36,649 in San Antonio, TX — real leverage when you ask Novato Toyota to match it. See that listing →
Prefer closer? One about 28 mi away saves $1,085 (Daly City, CA). View →
Comparable Vehicles
Avg markup: -$3,044
25 days on lot