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2026 Camry XSE FWD

VIN: 4T1DAACK3TU346537

2 days on lot

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2026 Camry XSE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry XSE FWDs sell in a median of 26 days (21408 recent sales).
  • 6,077 of 6,963 listed nationwide are buyable right now.

Verify the out-the-door price

This listing is priced $4,532 below the typical Camry XSE FWD, which usually sells around MSRP. An advertised price this far under the norm often means a mandatory dealer add-on package (paint/fabric protection, accessories, etc.) or fees aren't reflected here — they're added at the dealership and can erase the discount. Confirm the full out-the-door price before you count on this as a deal.

Negotiation Signal

  • On the lot 2 days — longer than 4% of Camry listings in FL.
  • Price is down $4,532 from its original list of $42,293.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$36,846

  • Comparable Camrys (6) average $5,447 below MSRP — about $36,846 for this trim.
  • Listed $915 above that, so there's room to negotiate toward $36,846.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $37,761, which is $4,532 below its MSRP of $42,293 — a notable discount. Compared to similar vehicles nationally, this one is priced $915 higher than the market average. This is a fresh listing, on the lot for only 2 days. Located at Arlington Toyota in Jacksonville, FL.

Price Breakdown

Base MSRP$36,000
Total MSRP$42,293
Advertised price$37,761
Markup-$4,532

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorHeavy Metal with Midnight Black Metallic roofInteriorBlack leather trimDrivetrainFWDShippingAt DealerHold StatusAvailablePre-SoldNoDays on Lot2 daysETAAug 6, 2026 – Aug 11, 2026First SeenAug 8, 2026

Delivery Pipeline

AllocatedAug 8, 2026
In Transit
Port to Dealer
🏁
At Dealer
🏁Vehicle has arrived at the dealership.

Line-Installed Options

  • UF 606-Gallons of Gas
  • CY2000Phone Cable Charge Package
  • FP6000SET Digital Portfolio
  • MR1000All Weather Floor Mats
  • PF1000Clear Paint Protection - Door Package
  • PR1000Multimedia Screen Protector
  • XY9000TOYOGUARD Platinum

Some prices not available

Factory Options

  • FE AT50 State Emissions
  • PC ATPremium Paint
  • PR ATPanoramic glass roof with front power tilt/slide moonroof
  • TX ATTwo-tone Midnight Black Metallic Roof
  • UN BTFront Accent Lights
  • G5 ATIlluminated Trunk Sill

Specifications

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Est. Monthly Payment

$665/mo

Down: $3,776Financed: $33,985

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Est. Out-the-Door Price

$40,076 price + tax

$41,233 out the door, once typical title, registration and doc fees are added — but those vary by dealer.

Car tax follows where you register the car, not where the dealer is.

Florida tax: $2,315 (6.13%)

Save $774 on a comparable 2026 Camry Camry XSE FWD about 655 miles away. The lowest is $36,987 in Bowie, MD — real leverage when you ask Arlington Toyota to match it. See that listing →

$37,761-$4,532

2 days on lot