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2026 Camry XLE FWD

VIN: 4T1DAACK1TU769701

10 days on lot

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2026 Camry XLE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry XLE FWDs sell in a median of 27 days (9522 recent sales).
  • 1,455 of 1,741 listed nationwide are buyable right now.

What to aim for

~$38,671

  • Comparable Camrys (6) average $2,897 below MSRP — about $38,671 for this trim.
  • Listed $321 above that, so there's room to negotiate toward $38,671.
  • It's sat 10 days (longer than 50% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $38,992, which is $2,576 below its MSRP of $41,568 — a notable discount. Compared to similar vehicles nationally, this one is priced $321 higher than the market average. Located at Pat Lobb Toyota of McKinney in McKinney, TX.

Price Breakdown

Base MSRP$34,500
Total MSRP$41,568
Advertised price$38,992
Markup-$2,576

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorMidnight Black MetallicInteriorBlack leather & Dinamica trimDrivetrainFWDShippingAt DealerHold StatusAvailablePre-SoldNoDays on Lot10 daysETAJul 2, 2026 – Jul 6, 2026First SeenJun 28, 2026

Delivery Pipeline

AllocatedJun 28, 2026
In Transit
Port to DealerJul 2, 2026
🏁
At DealerJul 3, 2026
🏁Vehicle has arrived at the dealership.

Line-Installed Options

$610+
  • G5Illuminated Trunk Sill$450
  • ACPremium Mat Set with Storage
  • MFMud Guards (Black)$160
  • G1Vehicle Fueling
  • I1PDS - Pre-Delivery Services
  • POOwner's Portfolio

Some prices not available

Factory Options

  • FE50 State Emissions
  • QPPremium Plus Package

Specifications

Loading history...

Est. Monthly Payment

$687/mo

Down: $3,899Financed: $35,093

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Save $1,381 on one of 19 comparable 2026 Camry Camry XLE FWD about 621 miles away. The lowest is $37,611 in Owensboro, KY — real leverage when you ask Pat Lobb Toyota of McKinney to match it. See that listing →

$38,992-$2,576

10 days on lot