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2026 Camry XSE FWD

VIN: 4T1DAACK1TU327940

22 days on lot

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2026 Camry XSE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry XSE FWDs sell in a median of 24 days (23929 recent sales).
  • 5,307 of 5,958 listed nationwide are buyable right now.

Verify the out-the-door price

This listing is priced $3,043 below the typical Camry XSE FWD, which usually sells around MSRP. An advertised price this far under the norm often means a mandatory dealer add-on package (paint/fabric protection, accessories, etc.) or fees aren't reflected here — they're added at the dealership and can erase the discount. Confirm the full out-the-door price before you count on this as a deal.

Negotiation Signal

  • On the lot 22 days — longer than 84% of Camry listings in TX.
  • Price is down $3,043 from its original list of $44,558.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$41,148

  • Comparable Camrys (6) average $3,410 below MSRP — about $41,148 for this trim.
  • Listed $367 above that, so there's room to negotiate toward $41,148.
  • It's sat 22 days (longer than 84% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $41,515, which is $3,043 below its MSRP of $44,558 — a notable discount. Compared to similar vehicles nationally, this one is priced $367 higher than the market average. Located at Toyota of Richardson in Richardson, TX.

Price Breakdown

Base MSRP$35,700
Total MSRP$44,558
Advertised price$41,515
Markup-$3,043

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorHeavy Metal with Midnight Black Metallic roofInteriorBlack leather trimDrivetrainFWDShippingAt DealerHold StatusAvailablePre-SoldNoDays on Lot22 daysETAJul 1, 2026 – Jul 5, 2026First SeenJun 11, 2026

Delivery Pipeline

AllocatedJun 11, 2026
In Transit
Port to DealerJun 25, 2026
🏁
At DealerJul 2, 2026
🏁Vehicle has arrived at the dealership.

Line-Installed Options

$559+
  • UNFront Accent Lights$399
  • BPBlackout Package
  • CMCarpet Mat Set with Storage
  • CNCargo Net
  • MFMud Guards (Black)$160
  • P2Vehicle Protection Package
  • G1Vehicle Fueling
  • I1PDS - Pre-Delivery Services
  • POOwner's Portfolio

Some prices not available

Factory Options

  • FE50 State Emissions
  • PCPremium Paint
  • QPPremium Plus Package
  • TXTwo-tone Midnight Black Metallic Roof

Specifications

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Est. Monthly Payment

$731/mo

Down: $4,152Financed: $37,363

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Save $2,546 on one of 26 comparable 2026 Camry Camry XSE FWD about 1,169 miles away. The lowest is $38,969 in Bethesda, MD — real leverage when you ask Toyota of Richardson to match it. See that listing →

Prefer closer? One about 30 mi away saves $1,031 (Arlington, TX). View →

$41,515-$3,043

22 days on lot