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2026 Camry XSE FWD

VIN: 4T1DAACK0TU768605

28 days on lot

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2026 Camry XSE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry XSE FWDs sell in a median of 24 days (23406 recent sales).
  • 5,758 of 6,495 listed nationwide are buyable right now.

Negotiation Signal

  • On the lot 28 days — longer than 91% of Camry listings in TX.
  • Price is down $2,595 from its original list of $43,263.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$40,180

  • Comparable Camrys (6) average $3,384 below MSRP — about $40,180 for this trim.
  • Listed $489 above that, so there's room to negotiate toward $40,180.
  • It's sat 28 days (longer than 91% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $40,668, which is $2,895 below its MSRP of $43,563 — a notable discount. Compared to similar vehicles nationally, this one is priced $488 higher than the market average. Located at Toyota of Richardson in Richardson, TX.

Price Breakdown

Base MSRP$36,000
Total MSRP$43,563
Advertised price$40,668
Markup-$2,895

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorWind Chill PearlInteriorBlack leather trimDrivetrainFWDShippingAt DealerHold StatusAvailablePre-SoldNoDays on Lot28 daysETAJul 8, 2026 – Jul 12, 2026First SeenJun 13, 2026

Delivery Pipeline

AllocatedJun 13, 2026
In Transit
Port to DealerJul 7, 2026
🏁
At DealerJul 9, 2026
🏁Vehicle has arrived at the dealership.

Line-Installed Options

$160+
  • ACPremium Mat Set with Storage
  • CNCargo Net
  • MFMud Guards (Black)$160
  • G1Vehicle Fueling
  • I1PDS - Pre-Delivery Services
  • POOwner's Portfolio
  • P2Vehicle Protection Package

Some prices not available

Factory Options

  • FE50 State Emissions
  • PCPremium Paint
  • QPPremium Plus Package

Specifications

Loading history...

Est. Monthly Payment

$716/mo

Down: $4,067Financed: $36,601

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Save $1,678 on one of 31 comparable 2026 Camry Camry XSE FWD about 1,193 miles away. The lowest is $38,990 in Virginia Beach, VA — real leverage when you ask Toyota of Richardson to match it. See that listing →

Prefer closer? One about 25 mi away saves $1,160 (Arlington, TX). View →

$40,668-$2,895

28 days on lot