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2026 Camry XSE FWD

VIN: 4T1DAACK0TU338735

8 days on lot

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2026 Camry XSE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry XSE FWDs sell in a median of 24 days (22892 recent sales).
  • 5,283 of 5,945 listed nationwide are buyable right now.

What to aim for

~$39,228

  • Comparable Camrys (6) average $3,120 below MSRP — about $39,228 for this trim.
  • Listed $1,231 above that, so there's room to negotiate toward $39,228.
  • It's sat 8 days (longer than 60% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $40,459, which is $1,889 below its MSRP of $42,348 — a notable discount. Compared to similar vehicles nationally, this one is priced $1,231 higher than the market average. Located at Toyota of Murray in Murray, KY.

Price Breakdown

Base MSRP$35,700
Total MSRP$42,348
Advertised price$40,459
Markup-$1,889

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorWind Chill Pearl with Midnight Black Metallic roofInteriorBlack leather trimDrivetrainFWDShippingAt DealerHold StatusAvailablePre-SoldNoDays on Lot8 daysETAJul 7, 2026 – Jul 8, 2026First SeenJul 7, 2026

Delivery Pipeline

AllocatedJul 7, 2026
In Transit
Port to Dealer
🏁
At DealerJul 8, 2026
🏁Vehicle has arrived at the dealership.

Port-Installed Accessories

$568
  • MFMudguards$160
  • 2TAll-Weather Floor Liner Package$319
  • DKOwner's Portfolio$0
  • 3JBlackout Emblem Overlays SE/XSE$89

Factory Options

  • FE50 State Emissions
  • PCPremium Paint
  • PMPremium Package
  • TXTwo-tone Midnight Black Metallic Roof

Specifications

Loading history...

Est. Monthly Payment

$712/mo

Down: $4,046Financed: $36,413

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Save $1,960 on one of 73 comparable 2026 Camry Camry XSE FWD about 515 miles away. The lowest is $38,499 in Midwest City, OK — real leverage when you ask Toyota of Murray to match it. See that listing →

$40,459-$1,889

8 days on lot