2026 Terrain AT4
Keep checking back on this one?
Track it instead — we log every change to this VIN (price moves, status flips, hold release, options added) on every daily scrape, all in one place on your Saved page.
One email manages every tracked VIN from your Saved page. Email digest alerts coming soon — no spam.
Available now
- On the lot and buyable now.
- Similar Terrain AT4s sell in a median of 41 days (940 recent sales).
- 1,843 of 1,843 listed nationwide are buyable right now.
Negotiation Signal
- On the lot 42 days — longer than 91% of Terrain listings in MO.
Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.
What to aim for
~$39,783
- Comparable Terrains (6) average $3,932 below MSRP — about $39,783 for this trim.
- Listed $1,935 above that, so there's room to negotiate toward $39,783.
- It's sat 42 days (longer than 91% locally) — that strengthens your hand.
A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.
Deal Analysis
This 2026 Terrain is listed at $41,718, which is $1,997 below its MSRP of $43,715 — a notable discount. Compared to similar vehicles nationally, this one is priced $1,935 higher than the market average. It has been on the dealer’s lot for 42 days. Located at VICTORY GMC in Saint Joseph, MO.
Price Breakdown
Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.
Details
Delivery Pipeline
Factory Options
- — RIVERSTONE METALLIC$495
- — EBONY TWILIGHT METALLIC ROOF$495
- — TECHNOLOGY PACKAGE II$845
Dealer Add-Ons
+$485 total- FRONT & REAR SPLASH GUARDS$295
- ALL WEATHER CARGO AREA MAT$95
- CARGO NET (DEALER INSTALLED)$95
Specifications
Loading history...
Est. Monthly Payment
$735/mo
Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.
Save $6,243 on one of 310 comparable 2026 Terrain AT4 about 237 miles away. The lowest is $35,475 in Bentonville, AR — real leverage when you ask VICTORY GMC to match it. See that listing →
Prefer closer? One about 125 mi away saves $4,783 (Lincoln, NE). View →
Comparable Vehicles
Avg markup: -$3,932
42 days on lot