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2026 F-150 XLT

VIN: 1FTFW3L87TKE20648

1 day on lot

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2026 F-150 XLT

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar F-150 XLTs sell in a median of 21 days (10094 recent sales).
  • 20,521 of 20,521 listed nationwide are buyable right now.

What to aim for

~$59,380

  • Comparable F-150s (6) average $7,250 below MSRP — about $59,380 for this trim.
  • Listed $1,500 above that, so there's room to negotiate toward $59,380.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 F-150 is listed at $60,880, which is $5,750 below its MSRP of $66,630 — a notable discount. Compared to similar vehicles nationally, this one is priced $1,500 higher than the market average. This is a fresh listing, on the lot for only 1 day. Located at Zeigler Ford of Elkhart in Elkhart, IN.

Price Breakdown

Base MSRP$54,555
Total MSRP$66,630
Advertised price$60,880
Markup-$5,750
4 manufacturer offers available

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorAgate Black MetallicInteriorBlackDrivetrainShippingAt DealerHold StatusPre-SoldNoDays on Lot1 daysETAFirst SeenJul 9, 2026

Delivery Pipeline

AllocatedJul 9, 2026
In Transit
Port to Dealer
🏁
At Dealer
🏁Vehicle has arrived at the dealership.

Specifications

Available Incentives

From manufacturer feed
These incentives are attributed to specific payment types — they are not universal cash discounts. Check the qualification line on each card.
$2,000Retail Customer Cash
Retail Customer Cash
Cash buyers
Expires 2026-09-30T00:00:00.000+00:00
No financing requirement.
$1,750Retail Trade Assist
Retail Trade Assist
Cash buyers
Expires 2026-09-30T00:00:00.000+00:00
No financing requirement.
$1,000Retail Bonus Cash
Retail Bonus Cash
Cash buyers
Expires 2026-09-30T00:00:00.000+00:00
No financing requirement.
$1,000SSE Down Payment Assistance
SSE Down Payment Assistance
Cash buyers
Expires 2026-08-31T00:00:00.000+00:00
No financing requirement.
If you qualify, total available:Cash buyers: $5,750

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Est. Monthly Payment

$1,072/mo

Down: $6,088Financed: $54,792

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Save $1,990 on one of 218 comparable 2026 F-150 XLT about 144 miles away. The lowest is $58,890 in Taylor, MI — real leverage when you ask Zeigler Ford of Elkhart to match it. See that listing →

$60,880-$5,750

1 day on lot