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2026 Camry XSE FWD

VIN: 4T1DAACKXTU768031

15 days on lot

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2026 Camry XSE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry XSE FWDs sell in a median of 24 days (23960 recent sales).
  • 5,710 of 6,484 listed nationwide are buyable right now.

Verify the out-the-door price

This listing is priced $3,090 below the typical Camry XSE FWD, which usually sells around MSRP. An advertised price this far under the norm often means a mandatory dealer add-on package (paint/fabric protection, accessories, etc.) or fees aren't reflected here — they're added at the dealership and can erase the discount. Confirm the full out-the-door price before you count on this as a deal.

Negotiation Signal

  • On the lot 15 days — longer than 54% of Camry listings in VA.
  • Price is down $3,090 from its original list of $43,989.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$40,608

  • Comparable Camrys (6) average $3,381 below MSRP — about $40,608 for this trim.
  • Listed $291 above that, so there's room to negotiate toward $40,608.
  • It's sat 15 days (longer than 54% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $40,899, which is $3,090 below its MSRP of $43,989 — a notable discount. Compared to similar vehicles nationally, this one is priced $291 higher than the market average. Located at Steven Toyota in Harrisonburg, VA.

Price Breakdown

Base MSRP$35,700
Total MSRP$43,989
Advertised price$40,899
Markup-$3,090

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorMidnight Black MetallicInteriorCockpit Red leather trimDrivetrainFWDShippingAt DealerHold StatusPre-SoldNoDays on Lot15 daysETAJun 17, 2026 – Jun 17, 2026First SeenJun 12, 2026

Delivery Pipeline

AllocatedJun 12, 2026
In Transit
Port to Dealer
🏁
At DealerJun 17, 2026
🏁Vehicle has arrived at the dealership.

Port-Installed Accessories

$2,234
  • D5Door Edge Guards$165
  • MFMudguards$160
  • WLAlloy Wheel Locks: Chrome$90
  • 2TAll-Weather Floor Liner Package$319
  • 9319" Dark Grey Metallic Wheels (4 wheels)$1,500

Factory Options

  • FE50 State Emissions
  • QPPremium Plus Package

Specifications

Loading history...

Est. Monthly Payment

$720/mo

Down: $4,090Financed: $36,809

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Save $2,757 on one of 33 comparable 2026 Camry Camry XSE FWD about 380 miles away. The lowest is $38,142 in North Augusta, SC — real leverage when you ask Steven Toyota to match it. See that listing →

Prefer closer? One about 104 mi away saves $1,930 (Bethesda, MD). View →

$40,899-$3,090

15 days on lot