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2026 Camry SE FWD

VIN: 4T1DAACKXTU765789

36 days on lot

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2026 Camry SE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry SE FWDs sell in a median of 22 days (53167 recent sales).
  • 10,278 of 11,473 listed nationwide are buyable right now.

Negotiation Signal

  • On the lot 36 days — longer than 89% of Camry listings in KY.
  • Price is down $2,136 from its original list of $34,317.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$31,896

  • Comparable Camrys (6) average $2,421 below MSRP — about $31,896 for this trim.
  • Listed $285 above that, so there's room to negotiate toward $31,896.
  • It's sat 36 days (longer than 89% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $32,181, which is $2,136 below its MSRP of $34,317 — a notable discount. Compared to similar vehicles nationally, this one is priced $285 higher than the market average. It has been on the dealer’s lot for 36 days. Located at Oxmoor Toyota in Louisville, KY.

Price Breakdown

Base MSRP$31,800
Total MSRP$34,317
Advertised price$32,181
Markup-$2,136

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorMidnight Black MetallicInteriorBoulder SofTex /fabric mixed media trimDrivetrainFWDShippingAt DealerHold StatusPre-SoldNoDays on Lot36 daysETAJun 10, 2026 – Jun 10, 2026First SeenJun 9, 2026

Delivery Pipeline

AllocatedJun 9, 2026
In Transit
Port to Dealer
🏁
At DealerJun 11, 2026
🏁Vehicle has arrived at the dealership.

Port-Installed Accessories

$1,222
  • D5Door Edge Guards$165
  • MFMudguards$160
  • 1SSiriusXM® Trial Offering: 33 Months$350
  • 2TAll-Weather Floor Liner Package$319
  • 3JBlackout Emblem Overlays SE/XSE$89
  • 3YRear Bumper Applique$69
  • 59Quick Charging Cable Package$70

Factory Options

  • FE50 State Emissions

Specifications

Loading history...

Est. Monthly Payment

$567/mo

Down: $3,218Financed: $28,963

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Save $1,369 on one of 20 comparable 2026 Camry Camry SE FWD about 631 miles away. The lowest is $30,812 in St. Augustine, FL — real leverage when you ask Oxmoor Toyota to match it. See that listing →

Prefer closer? One about 122 mi away saves $795 (Corbin, KY). View →

$32,181-$2,136

36 days on lot