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2026 Camry XSE FWD

VIN: 4T1DAACKXTU322154

38 days on lot

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2026 Camry XSE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry XSE FWDs sell in a median of 24 days (23892 recent sales).
  • 5,585 of 6,247 listed nationwide are buyable right now.

Negotiation Signal

  • On the lot 38 days — longer than 96% of Camry listings in OK.
  • Price is down $514 from its original list of $42,147.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$41,372

  • Comparable Camrys (6) average $3,142 below MSRP — about $41,372 for this trim.
  • Listed $261 above that, so there's room to negotiate toward $41,372.
  • It's sat 38 days (longer than 96% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $41,633, which is $2,881 below its MSRP of $44,514 — a notable discount. Compared to similar vehicles nationally, this one is priced $261 higher than the market average. It has been on the dealer’s lot for 38 days. Located at Post Oak Toyota in Midwest City, OK.

Price Breakdown

Base MSRP$35,700
Total MSRP$44,514
Advertised price$41,633
Markup-$2,881

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorOcean Gem with Midnight Black Metallic roofInteriorBlack leather trimDrivetrainFWDShippingAt DealerHold StatusAvailablePre-SoldNoDays on Lot38 daysETAJun 17, 2026 – Jun 21, 2026First SeenMay 30, 2026

Delivery Pipeline

AllocatedMay 30, 2026
In Transit
Port to DealerJun 16, 2026
🏁
At DealerJun 18, 2026
🏁Vehicle has arrived at the dealership.

Line-Installed Options

$849+
  • G5Illuminated Trunk Sill$450
  • UNFront Accent Lights$399
  • BPBlackout Package
  • CKConnectivity Kit
  • CMCarpet Mat Set with Storage
  • CNCargo Net
  • ISIlluminated Door Sills
  • PBRear Bumper Applique - Black
  • G1Vehicle Fueling
  • I1PDS - Pre-Delivery Services
  • POOwner's Portfolio

Some prices not available

Factory Options

  • FE50 State Emissions
  • QPPremium Plus Package
  • TXTwo-tone Midnight Black Metallic Roof

Specifications

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Est. Monthly Payment

$733/mo

Down: $4,163Financed: $37,470

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Save $2,213 on one of 36 comparable 2026 Camry Camry XSE FWD about 1,012 miles away. The lowest is $39,420 in St. Augustine, FL — real leverage when you ask Post Oak Toyota to match it. See that listing →

Prefer closer? One about 0 mi away saves $1,295 (Midwest City, OK). View →

$41,633-$2,881

38 days on lot