2026 Camry XSE FWD
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Available now
- On the lot and buyable now.
- Similar Camry Camry XSE FWDs sell in a median of 24 days (23960 recent sales).
- 5,710 of 6,484 listed nationwide are buyable right now.
Negotiation Signal
- On the lot 18 days — longer than 78% of Camry listings in TX.
- Price is down $2,937 from its original list of $43,583.
Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.
What to aim for
~$38,432
- Comparable Camrys (6) average $5,151 below MSRP — about $38,432 for this trim.
- Listed $2,214 above that, so there's room to negotiate toward $38,432.
- It's sat 18 days (longer than 78% locally) — that strengthens your hand.
A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.
Deal Analysis
This 2026 Camry is listed at $40,646, which is $2,937 below its MSRP of $43,583 — a notable discount. Compared to similar vehicles nationally, this one is priced $2,214 higher than the market average. Located at Toyota of Richardson in Richardson, TX.
Price Breakdown
Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.
Details
Delivery Pipeline
Line-Installed Options
$559+- UN — Front Accent Lights$399
- AC — Premium Mat Set with Storage
- BP — Blackout Package
- CN — Cargo Net
- MF — Mud Guards (Black)$160
- G1 — Vehicle Fueling
- I1 — PDS - Pre-Delivery Services
- PO — Owner's Portfolio
- P2 — Vehicle Protection Package
Some prices not available
Factory Options
- FE — 50 State Emissions
- QP — Premium Plus Package
Specifications
Loading history...
Est. Monthly Payment
$716/mo
Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.
Save $3,128 on one of 43 comparable 2026 Camry Camry XSE FWD about 276 miles away. The lowest is $37,518 in San Antonio, TX — real leverage when you ask Toyota of Richardson to match it. See that listing →
Prefer closer? One about 25 mi away saves $1,138 (Arlington, TX). View →
Comparable Vehicles
Avg markup: -$5,151
18 days on lot