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2026 Camry XSE FWD

VIN: 4T1DAACK8TU772031

31 days on lot

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2026 Camry XSE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry XSE FWDs sell in a median of 24 days (21783 recent sales).
  • 6,231 of 6,987 listed nationwide are buyable right now.

Negotiation Signal

  • On the lot 31 days — longer than 92% of Camry listings in MS.
  • Price is down $2,900 from its original list of $45,133.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$40,955

  • Comparable Camrys (6) average $2,784 below MSRP — about $40,955 for this trim.
  • Listed $1,279 above that, so there's room to negotiate toward $40,955.
  • It's sat 31 days (longer than 92% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $42,233, which is $1,505 below its MSRP of $43,738 — a notable discount. Compared to similar vehicles nationally, this one is priced $1,278 higher than the market average. It has been on the dealer’s lot for 31 days. Note: this vehicle includes $1,395 in dealer-installed add-ons beyond the factory MSRP. Located at Toyota of Jackson in Jackson, MS.

Price Breakdown

Base MSRP$35,700
Total MSRP$43,738
Advertised price$42,233
Markup-$1,505

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorUndergroundInteriorCockpit Red leather trimDrivetrainFWDShippingAt DealerHold StatusAvailablePre-SoldNoDays on Lot31 daysETAJul 2, 2026 – Jul 6, 2026First SeenJun 20, 2026

Delivery Pipeline

AllocatedJun 20, 2026
In Transit
Port to DealerJul 2, 2026
🏁
At DealerJul 3, 2026
🏁Vehicle has arrived at the dealership.

Line-Installed Options

$849+
  • G5Illuminated Trunk Sill$450
  • UNFront Accent Lights$399
  • CKConnectivity Kit
  • CNCargo Net
  • RORear Cargo Organizer
  • G1Vehicle Fueling
  • I1PDS - Pre-Delivery Services
  • POOwner's Portfolio
  • P2Vehicle Protection Package
  • CMCarpet Mat Set with Storage

Some prices not available

Factory Options

  • FE50 State Emissions
  • QPPremium Plus Package

Dealer Add-Ons

+$1,395 total
  • TOYOTA.OF.JACKSON.PERMAPLATETOYOTA-OF-JACKSON-PERMAPLATE

Specifications

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Est. Monthly Payment

$744/mo

Down: $4,223Financed: $38,010

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Save $2,924 on one of 225 comparable 2026 Camry Camry XSE FWD about 750 miles away. The lowest is $39,309 in Dundee, MI — real leverage when you ask Toyota of Jackson to match it. See that listing →

$42,233-$1,505

31 days on lot