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2026 Camry XSE FWD

VIN: 4T1DAACK7TU334570

16 days on lot

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2026 Camry XSE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry XSE FWDs sell in a median of 24 days (23626 recent sales).
  • 5,548 of 6,275 listed nationwide are buyable right now.

What to aim for

~$42,019

  • Comparable Camrys (6) average $3,369 below MSRP — about $42,019 for this trim.
  • Listed $434 above that, so there's room to negotiate toward $42,019.
  • It's sat 16 days (longer than 64% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $42,453, which is $2,935 below its MSRP of $45,388 — a notable discount. Compared to similar vehicles nationally, this one is priced $434 higher than the market average. Located at Pat Lobb Toyota of McKinney in McKinney, TX.

Price Breakdown

Base MSRP$36,000
Total MSRP$45,388
Advertised price$42,453
Markup-$2,935

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorWind Chill Pearl with Midnight Black Metallic roofInteriorCockpit Red leather trimDrivetrainFWDShippingAt DealerHold StatusAvailablePre-SoldNoDays on Lot16 daysETAJul 8, 2026 – Jul 12, 2026First SeenJun 26, 2026

Delivery Pipeline

AllocatedJun 26, 2026
In Transit
Port to DealerJul 8, 2026
🏁
At DealerJul 9, 2026
🏁Vehicle has arrived at the dealership.

Line-Installed Options

$2,509+
  • 9319" Dark Grey Metallic Wheel$1,500
  • G5Illuminated Trunk Sill$450
  • UNFront Accent Lights$399
  • BPBlackout Package
  • CMCarpet Mat Set with Storage
  • MFMud Guards (Black)$160
  • G1Vehicle Fueling
  • I1PDS - Pre-Delivery Services
  • POOwner's Portfolio

Some prices not available

Factory Options

  • FE50 State Emissions
  • PCPremium Paint
  • PMPremium Package
  • TXTwo-tone Midnight Black Metallic Roof

Specifications

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Est. Monthly Payment

$748/mo

Down: $4,245Financed: $38,208

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Save $2,144 on one of 57 comparable 2026 Camry Camry XSE FWD about 933 miles away. The lowest is $40,309 in Dundee, MI — real leverage when you ask Pat Lobb Toyota of McKinney to match it. See that listing →

Prefer closer? One about 38 mi away saves $1,331 (Arlington, TX). View →

$42,453-$2,935

16 days on lot