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2026 Camry XSE FWD

VIN: 4T1DAACK5TU769104

10 days on lot

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2026 Camry XSE FWD

This one isn't at the dealer yet.

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available — arriving soon

  • Not on the lot yetETA Jun 27, 2026 – Jul 17, 2026. Call to claim it before it lands.
  • Similar Camry Camry XSE FWDs sell in a median of 24 days (23863 recent sales).
  • 5,792 of 6,588 listed nationwide are buyable right now.

Negotiation Signal

  • On the lot 10 days — longer than 60% of Camry listings in TX.
  • Price is down $928 from its original list of $40,855.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$38,686

  • Comparable Camrys (6) average $3,927 below MSRP — about $38,686 for this trim.
  • Listed $1,241 above that, so there's room to negotiate toward $38,686.
  • It's sat 10 days (longer than 60% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $39,927, which is $2,686 below its MSRP of $42,613 — a notable discount. Compared to similar vehicles nationally, this one is priced $1,241 higher than the market average. Located at Pat Lobb Toyota of McKinney in McKinney, TX.

Price Breakdown

Base MSRP$35,700
Total MSRP$42,613
Advertised price$39,927
Markup-$2,686

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorMidnight Black MetallicInteriorCockpit Red leather trimDrivetrainFWDShippingFactory to PortHold StatusAvailablePre-SoldNoDays on Lot10 daysETAJun 27, 2026 – Jul 17, 2026First SeenJun 16, 2026

Delivery Pipeline

AllocatedJun 16, 2026
🚢
In Transit
🚛
Port to Dealer
🏁
At Dealer
🚢Vehicle is in transit from the factory to a US port via ocean freight.
Estimated arrival: Jun 27, 2026Jul 17, 2026

Your vehicle is likely headed to Houston, TX

View ships that carry vehicles →

Line-Installed Options

$1,009+
  • G5Illuminated Trunk Sill$450
  • UNFront Accent Lights$399
  • BPBlackout Package
  • CMCarpet Mat Set with Storage
  • MFMud Guards (Black)$160
  • G1Vehicle Fueling
  • I1PDS - Pre-Delivery Services
  • POOwner's Portfolio

Some prices not available

Factory Options

  • FE50 State Emissions
  • PMPremium Package

Specifications

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Est. Monthly Payment

$703/mo

Down: $3,993Financed: $35,934

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Save $1,785 on one of 30 comparable 2026 Camry Camry XSE FWD about 849 miles away. The lowest is $38,142 in North Augusta, SC — real leverage when you ask Pat Lobb Toyota of McKinney to match it. See that listing →

Prefer closer? One about 59 mi away saves $985 (Burleson, TX). View →

$39,927-$2,686

10 days on lot