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2026 Camry XSE FWD

VIN: 4T1DAACK4TU340262

17 days on lot

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2026 Camry XSE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry XSE FWDs sell in a median of 25 days (22151 recent sales).
  • 5,722 of 6,393 listed nationwide are buyable right now.

What to aim for

~$35,495

  • Comparable Camrys (6) average $4,668 below MSRP — about $35,495 for this trim.
  • Listed $2,291 above that, so there's room to negotiate toward $35,495.
  • It's sat 17 days (longer than 57% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $37,786, which is $2,377 below its MSRP of $40,163 — a notable discount. Compared to similar vehicles nationally, this one is priced $2,291 higher than the market average. Located at Pat Lobb Toyota of McKinney in McKinney, TX.

Price Breakdown

Base MSRP$36,000
Total MSRP$40,163
Advertised price$37,786
Markup-$2,377

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorHeavy Metal with Midnight Black Metallic roofInteriorCockpit Red leather trimDrivetrainFWDShippingAt DealerHold StatusAvailablePre-SoldNoDays on Lot17 daysETAJul 23, 2026 – Jul 27, 2026First SeenJul 9, 2026

Delivery Pipeline

AllocatedJul 9, 2026
In Transit
Port to Dealer
🏁
At DealerJul 25, 2026
🏁Vehicle has arrived at the dealership.

Line-Installed Options

$160+
  • CMCarpet Mat Set with Storage
  • MFMud Guards (Black)$160
  • G1Vehicle Fueling
  • I1PDS - Pre-Delivery Services
  • POOwner's Portfolio

Some prices not available

Factory Options

  • FE50 State Emissions
  • PCPremium Paint
  • PRPanoramic glass roof with front power tilt/slide moonroof
  • TXTwo-tone Midnight Black Metallic Roof

Specifications

Loading history...

Est. Monthly Payment

$665/mo

Down: $3,779Financed: $34,007

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Save $1,266 on one of 29 comparable 2026 Camry Camry XSE FWD about 1,182 miles away. The lowest is $36,520 in Lemon Grove, CA — real leverage when you ask Pat Lobb Toyota of McKinney to match it. See that listing →

Prefer closer? One about 22 mi away saves $802 (Lewisville, TX). View →

$37,786-$2,377

17 days on lot