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2026 Camry XSE FWD

VIN: 4T1DAACK4TU330010

20 days on lot

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2026 Camry XSE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry XSE FWDs sell in a median of 24 days (23892 recent sales).
  • 5,585 of 6,247 listed nationwide are buyable right now.

Verify the out-the-door price

This listing is priced $3,065 below the typical Camry XSE FWD, which usually sells around MSRP. An advertised price this far under the norm often means a mandatory dealer add-on package (paint/fabric protection, accessories, etc.) or fees aren't reflected here — they're added at the dealership and can erase the discount. Confirm the full out-the-door price before you count on this as a deal.

Negotiation Signal

  • On the lot 20 days — longer than 85% of Camry listings in TX.
  • Price is down $3,065 from its original list of $47,241.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$43,831

  • Comparable Camrys (6) average $3,410 below MSRP — about $43,831 for this trim.
  • Listed $345 above that, so there's room to negotiate toward $43,831.
  • It's sat 20 days (longer than 85% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $44,176, which is $3,065 below its MSRP of $47,241 — a notable discount. Compared to similar vehicles nationally, this one is priced $345 higher than the market average. Located at Toyota of Pharr in Pharr, TX.

Price Breakdown

Base MSRP$35,700
Total MSRP$47,241
Advertised price$44,176
Markup-$3,065

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorHeavy Metal with Midnight Black Metallic roofInteriorCockpit Red leather trimDrivetrainFWDShippingAt DealerHold StatusAvailablePre-SoldNoDays on Lot20 daysETAJul 1, 2026 – Jul 5, 2026First SeenJun 17, 2026

Delivery Pipeline

AllocatedJun 17, 2026
In Transit
Port to DealerJul 1, 2026
🏁
At DealerJul 2, 2026
🏁Vehicle has arrived at the dealership.

Line-Installed Options

$2,509+
  • 9319" Dark Grey Metallic Wheel$1,500
  • G5Illuminated Trunk Sill$450
  • UNFront Accent Lights$399
  • BPBlackout Package
  • CKConnectivity Kit
  • CMCarpet Mat Set with Storage
  • CNCargo Net
  • ISIlluminated Door Sills
  • MFMud Guards (Black)$160
  • P2Vehicle Protection Package
  • PBRear Bumper Applique - Black
  • RORear Cargo Organizer
  • G1Vehicle Fueling
  • I1PDS - Pre-Delivery Services
  • POOwner's Portfolio

Some prices not available

Factory Options

  • FE50 State Emissions
  • PCPremium Paint
  • QPPremium Plus Package
  • TXTwo-tone Midnight Black Metallic Roof

Specifications

Loading history...

Est. Monthly Payment

$778/mo

Down: $4,418Financed: $39,758

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Save $1,606 on one of 48 comparable 2026 Camry Camry XSE FWD about 217 miles away. The lowest is $42,570 in San Antonio, TX — real leverage when you ask Toyota of Pharr to match it. See that listing →

Prefer closer? One about 0 mi away saves $1,103 (Pharr, TX). View →

$44,176-$3,065

20 days on lot