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2026 Camry XSE FWD

VIN: 4T1DAACK4TU317371

58 days on lot

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2026 Camry XSE FWD

Spoken for right now — but holds fall through.

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Already spoken for

  • Flagged DealerHold — still listed, but the dealer has already promised it to a buyer.
  • 5,684 other Camry Camry XSE FWDs are actually buyable nationwide right now.
  • Set a VIN watch below and we'll email you if it frees up.

Negotiation Signal

  • On the lot 58 days — longer than 99% of Camry listings in KY.
  • Price is down $1,941 from its original list of $41,873.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$38,753

  • Comparable Camrys (6) average $3,120 below MSRP — about $38,753 for this trim.
  • Listed $1,179 above that, so there's room to negotiate toward $38,753.
  • It's sat 58 days (longer than 99% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $39,932, which is $1,941 below its MSRP of $41,873 — a notable discount. Compared to similar vehicles nationally, this one is priced $1,179 higher than the market average. It has been on the dealer’s lot for 58 days. Located at Toyota of Murray in Murray, KY.

Price Breakdown

Base MSRP$35,700
Total MSRP$41,873
Advertised price$39,932
Markup-$1,941

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorOcean Gem with Midnight Black Metallic roofInteriorBlack leather trimDrivetrainFWDShippingAt DealerHold StatusDealerHoldPre-SoldNoDays on Lot58 daysETAMay 21, 2026 – May 21, 2026First SeenMay 19, 2026

Delivery Pipeline

AllocatedMay 19, 2026
In Transit
Port to Dealer
🏁
At DealerMay 21, 2026
🏁Vehicle has arrived at the dealership.

Port-Installed Accessories

$568
  • MFMudguards$160
  • 2TAll-Weather Floor Liner Package$319
  • 3JBlackout Emblem Overlays SE/XSE$89

Factory Options

  • FE50 State Emissions
  • PMPremium Package
  • TXTwo-tone Midnight Black Metallic Roof

Specifications

Loading history...

Est. Monthly Payment

$703/mo

Down: $3,993Financed: $35,939

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Save $2,705 on one of 52 comparable 2026 Camry Camry XSE FWD about 665 miles away. The lowest is $37,227 in Grand Island, NY — real leverage when you ask Toyota of Murray to match it. See that listing →

$39,932-$1,941

58 days on lot