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2026 Camry XSE FWD

VIN: 4T1DAACK2TU321774

28 days on lot

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2026 Camry XSE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry XSE FWDs sell in a median of 24 days (23863 recent sales).
  • 5,792 of 6,588 listed nationwide are buyable right now.

Negotiation Signal

  • On the lot 28 days — longer than 91% of Camry listings in TX.
  • Price is down $3,670 from its original list of $40,481.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$35,162

  • Comparable Camrys (6) average $3,927 below MSRP — about $35,162 for this trim.
  • Listed $1,649 above that, so there's room to negotiate toward $35,162.
  • It's sat 28 days (longer than 91% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $36,811, which is $2,278 below its MSRP of $39,089 — a notable discount. Compared to similar vehicles nationally, this one is priced $1,649 higher than the market average. Located at Mike Calvert Toyota in Houston, TX.

Price Breakdown

Base MSRP$35,700
Total MSRP$39,089
Advertised price$36,811
Markup-$2,278

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorWind Chill PearlInteriorBlack leather trimDrivetrainFWDShippingAt DealerHold StatusAvailablePre-SoldNoDays on Lot28 daysETAJun 16, 2026 – Jun 20, 2026First SeenMay 29, 2026

Delivery Pipeline

AllocatedMay 29, 2026
In Transit
Port to Dealer
🏁
At DealerJun 18, 2026
🏁Vehicle has arrived at the dealership.

Line-Installed Options

$849+
  • G5Illuminated Trunk Sill$450
  • UNFront Accent Lights$399
  • ACPremium Mat Set with Storage
  • BPBlackout Package
  • G1Vehicle Fueling
  • I1PDS - Pre-Delivery Services
  • POOwner's Portfolio

Some prices not available

Factory Options

  • FE50 State Emissions
  • PCPremium Paint

Specifications

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Est. Monthly Payment

$648/mo

Down: $3,681Financed: $33,130

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Save $1,205 on one of 14 comparable 2026 Camry Camry XSE FWD about 1,018 miles away. The lowest is $35,606 in Phoenix, AZ — real leverage when you ask Mike Calvert Toyota to match it. See that listing →

$36,811-$2,278

28 days on lot