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2026 Camry XSE FWD

VIN: 4T1DAACK0TU322728

26 days on lot

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2026 Camry XSE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry XSE FWDs sell in a median of 24 days (23863 recent sales).
  • 5,792 of 6,588 listed nationwide are buyable right now.

What to aim for

~$38,816

  • Comparable Camrys (6) average $3,927 below MSRP — about $38,816 for this trim.
  • Listed $1,258 above that, so there's room to negotiate toward $38,816.
  • It's sat 26 days (longer than 90% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $40,074, which is $2,669 below its MSRP of $42,743 — a notable discount. Compared to similar vehicles nationally, this one is priced $1,258 higher than the market average. Located at Pat Lobb Toyota of McKinney in McKinney, TX.

Price Breakdown

Base MSRP$35,700
Total MSRP$42,743
Advertised price$40,074
Markup-$2,669

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorSupersonic RedInteriorBlack leather trimDrivetrainFWDShippingAt DealerHold StatusAvailablePre-SoldNoDays on Lot26 daysETAJun 18, 2026 – Jun 22, 2026First SeenMay 31, 2026

Delivery Pipeline

AllocatedMay 31, 2026
In Transit
Port to DealerJun 18, 2026
🏁
At DealerJun 20, 2026
🏁Vehicle has arrived at the dealership.

Line-Installed Options

$1,009+
  • G5Illuminated Trunk Sill$450
  • UNFront Accent Lights$399
  • CMCarpet Mat Set with Storage
  • MFMud Guards (Black)$160
  • G1Vehicle Fueling
  • I1PDS - Pre-Delivery Services
  • POOwner's Portfolio

Some prices not available

Factory Options

  • FE50 State Emissions
  • PCPremium Paint
  • PMPremium Package

Specifications

Loading history...

Est. Monthly Payment

$706/mo

Down: $4,007Financed: $36,067

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Save $1,932 on one of 30 comparable 2026 Camry Camry XSE FWD about 849 miles away. The lowest is $38,142 in North Augusta, SC — real leverage when you ask Pat Lobb Toyota of McKinney to match it. See that listing →

Prefer closer? One about 25 mi away saves $1,026 (Denton, TX). View →

$40,074-$2,669

26 days on lot