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2026 Camry XLE FWD

VIN: 4T1DAACK0TU312507

50 days on lot

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2026 Camry XLE FWD

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar Camry Camry XLE FWDs sell in a median of 26 days (10046 recent sales).
  • 1,511 of 1,871 listed nationwide are buyable right now.

Negotiation Signal

  • On the lot 50 days — longer than 99% of Camry listings in KY.
  • Price is down $787 from its original list of $39,138.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$36,890

  • Comparable Camrys (6) average $2,248 below MSRP — about $36,890 for this trim.
  • Listed $1,461 above that, so there's room to negotiate toward $36,890.
  • It's sat 50 days (longer than 99% locally) — that strengthens your hand.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 Camry is listed at $38,351, which is $787 below its MSRP of $39,138 — a notable discount. Compared to similar vehicles nationally, this one is priced $1,461 higher than the market average. It has been on the dealer’s lot for 50 days. Note: this vehicle includes $899 in dealer-installed add-ons beyond the factory MSRP. Located at Toyota of Madisonville in Madisonville, KY.

Price Breakdown

Base MSRP$34,500
Total MSRP$39,138
Dealer Add-Ons+$899
Advertised price$38,351
Markup-$787

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorHeavy MetalInteriorBlack leather & Dinamica trimDrivetrainFWDShippingAt DealerHold StatusAvailablePre-SoldNoDays on Lot50 daysETAMay 25, 2026 – May 25, 2026First SeenMay 8, 2026

Delivery Pipeline

AllocatedMay 8, 2026
In Transit
Port to Dealer
🏁
At DealerMay 26, 2026
🏁Vehicle has arrived at the dealership.

Port-Installed Accessories

$1,538
  • G4Illuminated Door Sills$395
  • G5Illuminated Trunk Sill$450
  • MFMudguards$160
  • RFRear Spoiler$145
  • 2TAll-Weather Floor Liner Package$319
  • 3YRear Bumper Applique$69

Factory Options

  • FE50 State Emissions
  • PCPremium Paint
  • PRPanoramic glass roof with front power tilt/slide moonroof

Dealer Add-Ons

+$899 total
  • TOYOTACAREToyotaCare NO-COST Maintenance Plan
  • LTWCOMPLIMENTARY LIFETIME POWERTRAIN Warranty
  • PPCCEPERMA PLATE CERAMIC COAT

Specifications

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Est. Monthly Payment

$675/mo

Down: $3,835Financed: $34,516

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Save $3,361 on one of 52 comparable 2026 Camry Camry XLE FWD about 624 miles away. The lowest is $34,990 in Virginia Beach, VA — real leverage when you ask Toyota of Madisonville to match it. See that listing →

Prefer closer? One about 43 mi away saves $2,294 (Evansville, IN). View →

$38,351-$787

50 days on lot