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2026 F-150 XLT

VIN: 1FTFW3L88TKE40455

35 days on lot

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2026 F-150 XLT

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View Full Deal SheetDealer cost estimate, negotiation guide, what others paid, and competing inventory

Available now

  • On the lot and buyable now.
  • Similar F-150 XLTs sell in a median of 25 days (13029 recent sales).
  • 19,564 of 19,564 listed nationwide are buyable right now.

Negotiation Signal

  • On the lot 35 days — longer than 39% of F-150 listings in HI.
  • Price is down $3,500 from its original list of $58,590.

Time on the lot and prior price cuts are real negotiating leverage — a dealer carrying a slow-moving unit is more likely to deal.

What to aim for

~$54,090

  • Comparable F-150s (6) average $5,500 below MSRP — about $54,090 for this trim.
  • Listed $1,000 above that, so there's room to negotiate toward $54,090.

A data-driven starting point from comparable listings and public incentives — not an appraisal. Dealer fees, trade-in, and which programs you qualify for will move the real out-the-door number.

Deal Analysis

This 2026 F-150 is listed at $55,090, which is $4,500 below its MSRP of $59,590 — a notable discount. Compared to similar vehicles nationally, this one is priced $1,000 higher than the market average. It has been on the dealer’s lot for 35 days. Located at Cutter Ford, Inc. in Aiea, HI.

Price Breakdown

Base MSRP$51,915
Total MSRP$59,590
Advertised price$55,090
Markup-$4,500
3 manufacturer offers available

Listed price. A dealer's real offer can be lower (incentives, financing or trade-in conditions) or higher (added fees) — always ask for the out-the-door price.

Details

ExteriorOxford WhiteInteriorBlackDrivetrainShippingHold StatusPre-SoldNoDays on Lot35 daysETAFirst SeenJun 18, 2026

Delivery Pipeline

📋
AllocatedJun 18, 2026
🚢
In Transit
🚛
Port to Dealer
🏁
At Dealer
📋Vehicle allocated to dealer. Being built at the factory and shipped to a US port.

Specifications

Available Incentives

From manufacturer feed
These incentives are attributed to specific payment types — they are not universal cash discounts. Check the qualification line on each card.
$2,500Retail Customer Cash
Retail Customer Cash
Cash buyers
Expires 2026-09-30T00:00:00.000+00:00
No financing requirement.
$1,000Retail Bonus Cash
Retail Bonus Cash
Cash buyers
Expires 2026-09-30T00:00:00.000+00:00
No financing requirement.
$1,000SSE Down Payment Assistance
SSE Down Payment Assistance
Cash buyers
Expires 2026-08-31T00:00:00.000+00:00
No financing requirement.
If you qualify, total available:Cash buyers: $4,500

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Est. Monthly Payment

$970/mo

Down: $5,509Financed: $49,581

Estimate only, based on the advertised price. Does not include taxes, dealer fees, or insurance.

Save $1,570 on a comparable 2026 F-150 XLT about 0 miles away. The lowest is $53,520 in Aiea, HI — real leverage when you ask Cutter Ford, Inc. to match it. See that listing →

$55,090-$4,500

35 days on lot